That depends on your definition of "safe." In the United States, statistics show that out of every 100 people who start in the working world at age 20, only five will be financially independent by age 65. Undoubtedly, you want to be in that top five! Unfortunately, the odds are stacked heavily against you…unless you create an independent source of income, a business of your own that is limited only by your own desire and ability—a business like SFI.